Debit cards feel safe because they are familiar, fast and backed by a bank account that quietly absorbs every tap and swipe. Yet the very design that makes them convenient also exposes you to risks ...
Whether a debit card vs. credit card is a better choice depends on your financial situation and how you manage your money.
Debit cards pull funds directly from your bank account when making purchases or withdrawing cash. Setting up a PIN and monitoring account balances via mobile apps helps avoid overspending and fees.
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Smart money habits can begin at any age. Giving your child a debit card can help them prepare for their financial future.